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Terms & Conditions of Website Use

Lendify Hub

Website Operator

This website is owned and operated by Guliani Pty Ltd ABN 28 692 906 335 trading as Lendify Hub (“Lendify Hub”, “we”, “our”, “us”).

Guliani Pty Ltd trading as Lendify Hub is a Credit Representative (No. 575119) authorised under Australian Credit Licence 384324 held by Outsource Financial Pty Ltd.

By accessing or using this website, you agree to these Terms & Conditions.

General Information Only — Not Personal Advice

All information provided on this website — including articles, guides, tools, calculators, estimators and other resources — is for general educational purposes only.

Nothing on this website constitutes:

  • financial advice
  • credit advice
  • tax advice
  • legal advice
  • investment advice

We are not acting as your adviser unless you formally engage us to provide credit assistance services.

The information on this website does not take into account your personal objectives, financial situation, or needs. Before acting on any information, you should seek advice from a suitably qualified professional.

Credit & Loan Disclaimer

Any references to loans, rates, approvals, borrowing power or product features are general in nature.

Your complete financial situation will need to be assessed before acceptance of any loan or credit product.

Loan approval is subject to lender criteria, assessment, and verification.

Acceptance of These Terms

By accessing, browsing, or using this website, you are taken to have accepted these Terms & Conditions and our Privacy Policy.

If you do not agree with these Terms, you must stop using the website.

Changes to These Terms

We may update or change these Terms at any time by publishing revised terms on this website. Changes take effect once published.

We recommend checking this page periodically.

Website Availability & Content Accuracy

We aim to keep website content current and accurate, however:

  • we do not guarantee completeness or accuracy
  • content may change without notice
  • some information may become outdated
  • we are not obliged to update all material

We are not responsible for loss arising from reliance on website content.

Permitted Use of the Website

We grant you a limited, non-exclusive, revocable licence to use this website for personal, lawful use only.

You must not use the website:

  • for unlawful purposes
  • in a way that damages the site
  • to interfere with other users
  • to attempt unauthorised access
  • to transmit malicious code
  • to scrape or harvest data
  • to send spam or unsolicited messages
  • to upload private data without consent

Commercial & Competitor Use Prohibited

This website and its content are provided for personal and informational use only.

You must not use the website or its content:

  • for commercial resale
  • for competitive research
  • to replicate our services
  • to support a competing business

Without our written permission.

Calculators, Tools & Estimators

Any calculators, borrowing power tools, repayment estimators, or property tools are indicative only.

Results:

  • are estimates only
  • depend on your inputs
  • rely on assumptions
  • may exclude fees or charges
  • are not quotes or approvals
  • are not offers of finance
  • are not pre-qualifications

They must not be relied on as final figures.

Intellectual Property

Unless stated otherwise, all content on this website is owned by or licensed to Guliani Pty Ltd trading as Lendify Hub.

This includes:

  • text
  • graphics
  • branding
  • layout
  • downloads
  • tools
  • design elements

You may view and download material for personal, non-commercial use only.

You must not copy, reproduce, modify, distribute, publish, or reuse content without written permission.

Third-Party Links

Our website may link to third-party websites.

We do not control or endorse those sites and are not responsible for:

  • their content
  • their accuracy
  • their security
  • their availability

You access third-party sites at your own risk.

Website Interruptions

We may:

  • modify the website
  • suspend access
  • remove features
  • discontinue pages
  • restrict users

At any time without notice.

We are not liable for losses resulting from website downtime or changes.

Warranties Disclaimer

To the maximum extent permitted by law, we make no warranties that:

  • the website is error-free
  • access will be uninterrupted
  • servers are free of harmful code
  • content is fully accurate
  • services will always be available

You use the website at your own risk.

Limitation of Liability

To the maximum extent permitted by law, we are not liable for any loss or damage arising from:

  • use of this website
  • reliance on website content
  • tool or calculator outputs
  • website interruptions
  • data loss
  • outdated information
  • third-party links

This includes indirect and consequential losses.

Where liability cannot be excluded, it is limited to the resupply of services where permitted.

Indemnity

You agree to indemnify and hold us harmless against claims, losses, or costs arising from:

  • your misuse of the website
  • your breach of these Terms
  • your breach of applicable laws

This obligation continues after your use of the website ends.

Privacy

Your use of this website is also governed by our Privacy Policy. Please review it to understand how we collect and handle personal information.

Disputes

If a dispute arises regarding these Terms, parties agree to attempt good-faith resolution first.

If unresolved, the matter may proceed to legal action.

Governing Law

These Terms are governed by the laws of Victoria, Australia.

You submit to the jurisdiction of Victorian courts.

If you access the website from outside Australia, you are responsible for complying with local laws.

Contact Details

For questions about these Terms & Conditions, contact:

Lendify Hub
Guliani Pty Ltd ABN 28 692 906 335
Email: info@lendifyhub.com.au
Phone: +61 430 098 977